Banks in
Florida
Towns of the USA
Banks / Credit Unions
Eglin Federal Credit Union
Fort Walton Beach, FL
Campus USA CU
107 NW 140th Terr
Gainesville, FL 32669
Phone: 800-367-6440
City & Police Federal Credit Union
Jacksonville, FL
Community First Credit Union of FL
Jacksonville, FL
VyStar Credit Union
Jacksonville, FL
Dade County FCU
29800 S Dixie Hwy
Miami, FL 33033
Phone: 305-593-3340
University Credit Union- Miami, Florida
Miami, FL
Orlando Federal Credit Union
Orlando, FL
UCF Federal Credit Union
Orlando, FL
Velocity Community Federal Credit Union
Palm Beach Gardens,
FL
Innovations Federal Credit Union
Panama City Beach, FL
Gulf Winds Federal Credit Union
Pensacola, FL
Pensacola Government Federal Credit Union
Pensacola, FL
BrightStar Credit Union
Sunrise, FL
Grow Financial Federal Credit Union
Tampa, FL
Suncoast Schools Federal Credit Union
Tampa, FL
Indian River Federal Credit Union
Vero Beach, FL
Independent Community Bankers of America
Points of Interest You Should Read
Big Banks
Customers tired of the rough treatment and
high fees of larger banks
may find a better relationship from small rival community banking.
Where people come first. These banks are often the partners of small
local businesses and willing to support the local community in tough
times. To locate a community bank near you, check out The Independent Community Bankers of America
Banks and Card Issuers Find Clever Ways Around CARD Act Rules
By TRACY COENEN Posted 9:00 AM 02/15/10
Congress passed the Credit Card Accountability, Responsibility, and
Disclosure (CARD) Act of 2009, which included lots of new rules
designed to protect consumers from predatory practices by banks and
credit card companies, such as hidden fees and sky-high interest rates.
The new rules, which go into full effect on Feb. 22, threaten to take a
big bite out of the $15 billion in penalties and fees that the industry
collects each year.So what have banks and card issuers done? They've
come up with new fees. (Read more)
Creative New Fees Escape CARD Act Rules, Surprise Consumers
by Tamara E. Holmes
Tuesday, December 29, 2009
New report highlights ways issuers have gotten around new law
While
the Credit CARD Act of 2009 puts an end to abusive tactics card issuers
have long used to boost their profits, consumers need only to look at
their card statements to know there's no reason to celebrate. In the
past year, card issuers have rolled out or expanded their use of
other ways to collect millions more in fees each year, many of which
are hidden to consumers, according to the Durham, N.C.-based Center for
Responsible Lending's Dec. 10 report, "Dodging
Reform: As Some Credit Card Abuses Are Outlawed, New Ones Proliferate." (Read more)
Credit Card Issuers Face Angry Customers and Lost Revenue
Lita Epstein, 12/17/09
Credit card consumers are voting with their feet and letting credit
card issuers know they're not going to take it any more. Two-thirds of
credit card users have modified their spending habits or changed
providers in response to harsh issuer changes this year, according to
comScore's 2009 Online Credit Card Report. (Read more)
New credit card practices could cost consumers billions
Lita Epstein, Dec 15th 2009
Credit card companies continue to look for
ways to skirt the new CARD Act. They've found a number of "hidden"
price changes not banned by the new law that takes effect in February
2010 and these "hidden" charges could cost consumers billions of
dollars, according to the Center for Responsible Lending. (Read more)
Bank Fees
Customers tired of the rough treatment and
high fees of larger banks
may find a better relationship from small rival community banking.
Where people come first. These banks are often the partners of small
local businesses and willing to support the local community in tough
times. To locate a community bank near you, check out The
Independent Community Bankers of America
Penny-pinching Citibank will put the squeeze on small-fry
customers,
charging them up to $90 a year by demanding a fee every time their
average monthly checking account balance sinks below $1,500. (Read more)
Check banking fees at the following websites;
Compare mortgage loans, home equity loans, credit cards and CD rates at
http://www.bankrate.com/
and http://www.interest.com/
Pre-Paid Debt Cards
Co-branded, pre-paid credit cards lend out small
amounts to
the
working poor, which are sold in the U.S., and then
collect
millions in fees and penalty charges.
Payday Loans
Payday lenders charge interest rates as high as 140 percent
for loans
up to $1,000.
Credit Cards
Cut up your credit cards.One do not need more then one. Do not
close
your accounts, just cut the cards up and pay off the balances. It will
be hard to adjust to having only one, but you will be glad you
did!
Living on a Cash-Only Diet
Wednesday, December 9, 2009 provided by CNNMoney.com
Credit
card reform kicks in Feb. 22, but it won't matter to these 5 readers.
They cut up their cards and are going debt free. They share how they
did it. Read the story
Opinion: Credit Card Users Need Relief Now
Posted: 11/24/09
As you reach for your credit card this holiday season, be aware that
your bill may have some unpleasant surprises in store for you: interest
rate hikes and decreased credit limits, even if you have good credit
and pay your balances on time. Read the story
Credit and Loans
To find FTC information and consumer publications on a
specific Credit
& Loans topics, visit the Federal Trade Commission website.
A Warning About “Imposter” Websites from the FTC.
Reverse
Mortgages
A Dangerous rip off to our seniors. Read more on Seniors' page
Eye on the Bailout
Bailout Recipients
This list shows a breakdown of where the Treasury Department,
authorized by Congress, has directed taxpayer money in the ongoing
bailout of the financial system. It accounts for both the broader $700
billion bill and the separate bailout of Fannie Mae and Freddie Mac, to
which Treasury has set a limit of $400 billion. This is a list of
companies that have been allocated funds. Go here to see a complete
list of Treasury's programs – including those for which no recipient
data is available.
Credit Reports
'Free' credit reports that'll cost you (Read more)
AnnualCreditReport.com
is a centralized service for consumers to request free annual credit
reports. It was created by the three nationwide consumer credit
reporting companies - Equifax, Experian and TransUnion.
Under federal law, AnnualCreditReport.com provides consumers with the
secure means to
request and obtain a free credit report once every 12 months from each
of the three nationwide consumer credit reporting companies in
accordance with the FTC's Fair and Accurate Credit Transactions Act (FACT Act). from FTC.gov
FTC News: Credit bureaus announce how consumers can access Free Credit Reports Is everyone
eligible to get their free statutory annual credit file disclosure?
Yes.
As of Dec. 1, 2005 all consumers are eligible to request their
statutory annual credit file disclosure once every twelve months.
|
Equifax:
1-800-525-6285
P.O. Box 740241
Atlanta, GA 30374-0241
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Experian
1-888-397-3742
P.O. Box 9532
Allen, Texas 75013
|
TransUnion
1-800-680-7289
P.O. Box 6790
Fullerton, CA 92834-6790
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3-in-1 Credit Report with FICO Scores are available for a FEE.
FINRA BrokerCheck®
Check the Background of Your Investment Professional. Look Up a
Brokerage Firm or Individual Broker in BrokerCheck
USA California end of content
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